10 Commerce Stream Jobs | Salary and Major Hiring Companies


What are the Commerce Stream and Commerce Stream Jobs?

Commerce jobs are offered to students pursuing a specialized education degree in commerce, who usually have to choose their stream of study after the 10th standard with the scope of entering a wide variety of jobs. Commerce deals with the detailed study of economics, business, trade and accounts. The level of understanding of the working of a business is magnified with the help of the commerce stream. This is the reason why companies, both domestic and MNCs, pay very highly to candidates with commerce stream jobs.

Commerce is a stream which studies in-depth the subjects of Accountancy, Business Studies and Economics. These are the core subjects in the initial stages of the stream. As the level of education progresses, aspirants are asked to specialize even further. They can choose different lines of career. Commerce gives the aspirants a pool of career options like marketing, finance, management and economic analysis.

Commerce is the most popular stream for students after the 10th. This is because commerce stream jobs have the highest paying salaries, and the demand for such commerce subject jobs is expanding at a rapid pace.

The best career options after 12th with a high salary-

  1. B.Com. (Bachelor of Commerce)
  2. B.E. (Bachelor of Economics)
  3. BAF (Bachelor of Accounting and Finance)
  4. BBA (Bachelor of Business Administration)
  5. BFM (Bachelor of Commerce in Financial Market)

List of Top 10 Commerce Stream Jobs

The best commerce jobs list and salaries in India are –

S. No. Job Job Description Average Salary in India
1 Chartered Accountant (CA) Auditing, Advising, Managing Financial Statements INR 6-7 LPA
2 Marketing Manager Promotion, Price Setting, Advertisements, Flow of Information to consumers INR 10 LPA
3 Investment Banker Investment advise, Technical knowledge, Financial Sector expertise INR 13 LPA
4 Human Resource Manager Hiring, Payroll management, Leaves sanctions, Handling grievances INR 7 LPA
5 Chartered Financial Analyst (CFA) Risk Management, Portfolio Management, Investment Banking INR 6-10 LPA
6 Certified Public Accountant (CPA) Audit, Taxation, Financial Planning, Advising INR 8-10 LPA
7 Actuary Risk Management in Insurance and other financial sectors. INR 10-18 LPA
8 Cost Accountant Analysing costs of the company and providing the basis for financial decisions INR 7 LPA
9 Business Accountant and Taxation Recording transactions, preparing financial statements and complying with tax regulations. INR 4-8 LPA
10 Retail Manager Dealing with customer queries, Managing store inventory and maintaining statistical records, motivating sales team, meeting sales target INR 5-8 LPA

Highest Paying Commerce Stream Jobs in Details

Chartered Accountant (CA)

Chartered Accountant, or what is commonly known as CA, is one of India’s best commerce jobs that one can aspire to be. CA is regulated by The Institute of Chartered Accountants of India (ICAI). A Chartered Account gives advice, audits financial statements and prepares accounts for individuals and firms with trustworthy information about financial records, including taxation.

Important Skills to be a good Chartered Accountant-

  • Conceptual understanding of the subjects learnt in the course of studying CA
  • The willingness to read and work with numbers
  • Analytical Skills
  • Communication Skills
  • Business Knowledge
  • Technical Knowledge

The average salary for a fresher in CA jobs for commerce students is INR 6-7 lakhs per annum. The salary is subject to continuous increment with growing experience and performance upliftment. This makes CA one of the best commerce stream jobs.

Important courses to supplement the qualification-

  • B.Com. (Hons/Prog)
  • BBA
  • BA (Prog) Accountancy
  • B.Sc. in Applied Accountancy

Some companies that hire CAs for highest paying commerce jobs-

Marketing Manager

Marketing is a wide field that entails the visibility of every company. It revolves around the 4 Ps of a business- Promotion, Packaging, Pricing and Product. The information that reaches the consumers and general public in the market is what marketing deals with. The medium of transfer of information to the people is included in the various decisions by the marketing team.

Marketing Manager is one of the most famous commerce stream jobs in India. Marketing Managers are responsible for developing, implementing and executing strategies dedicated to an organisation’s marketing. Some of the duties of a marketing manager include the promotion of business, goods, services and brands. They generate new business leads, set the pricing strategies, decide upon the packaging and manage the marketing team to implement the decisions at the ground level.

Important Skills required to be a good Marketing Manager-

  • Ability to understand the consumer.
  • Critical thought process.
  • Problem Solving ability.
  • Creativity.
  • Good team worker.
  • Communication and Networking.
  • Adaptability to change.
  • Technological knowledge.
  • Knowing the sales process.

The average salary of a marketing manager in India is INR 10 lakhs per annum, with a major portion of the salary being variable, i.e., dependent upon the results produced by the manager.

Important courses to become the best Marketing Manager-

  • BBA
  • BMS
  • MSc in Marketing
  • Masters in Digital Marketing

Some companies that hire Marketing Managers as the highest paying jobs in commerce-

  • Amazon
  • Zomato
  • Swiggy
  • BYJU’S
  • Oracle

Investment Banker

We have often heard that all that is earned should not be spent. Some portion of our income should be saved for unforeseen circumstances. But just saving is not enough. Since we know that inflation will decrease the value of money, the savings need to grow to keep up with inflation and keep the savings valuable and growing. This is the job of an Investment Banker.

Investment banking is one of the most aspired commerce stream jobs. The stock markets of India are experiencing more volatility and expansion, and the emergence of the crypto-currency market gives rise to more opportunities to multiply the savings exponentially. Investment Bankers are professionals who combine their expertise in the financial sector and analytical skills to persuade institutional clients in activities like capital upraising and mergers and acquisitions (M&A).

Important skills to be a good Investment Banker-

  • Knowledge of the financial sector, including different investment assets and changes in the surrounding environment.
  • Excellent proficiency in technical skills.
  • Analytical thought process.
  • Persuasive Communication skills.
  • Team player.
  • Time management.
  • Confidence.

The average salary of an Investment Banker in India is INR 13 lakhs per annum. However, a good investment banker takes years of experience in the field.

Important courses to become the best Investment Banker-

  • ACCA
  • CPA
  • CFA
  • BA (Hons) Economics

Some companies that hire investment bankers as the best job for commerce students-

  • Goldman Sachs
  • JP Morgan Chase
  • Citi group
  • Morgan Stanley
  • Credit Suisse

Human Resource Manager (HR Manager)

A Human Resource Manager’s routine functions include hiring and onboarding, payroll management, leave sanctions, and enforcing the company’s policies and procedures. They are also responsible for overseeing the company’s administration, and a human resource manager also addresses employee’s personal grievances.

Important Skills to be a good Human Resource Manager-

  • Empathy
  • Teamwork
  • Awareness of the company’s policies and procedures
  • Alertness
  • Communication
  • Confidence
  • Leadership
  • Problem-solving skills

The average salary of a Human Resource Manager in India is INR 7 lakhs per annum, ranging from INR 3-18 lakhs. The experience counts as much as the enhancement of soft skills in becoming a high-paying Human Resource Manager. This makes it a great job for commerce students.

Important courses to become the best Human Resource Manager-

  • Bachelor in HRM
  • Diploma in HRM
  • M.Sc. in HRM
  • MBA in HRM

Some companies that hire Human Resource Managers as one of the best commerce job opportunities-

  • SutraHR
  • ABC Consultants
  • Randstad India
  • Kelly Services India
  • IKYA Human Capital

Chartered Financial Analyst (CFA)

A Chartered Financial Analyst (CFA) charter is awarded to the students who have completed the CFA curriculum and the required experience. CFA is a course of study that broadly covers three sections: investment tools, valuing assets, portfolio management, and wealth planning. This course details investment banking sector subjects, which makes this one of the best commerce stream jobs.

The CFA program’s background includes finance, accounting, economics and business. CFA charter holders are presumed to be eligible to work as senior and executive positions in risk management, investment banking and asset management, among the many other fields.

Important Skills required to become a good Chartered Financial Analyst-

  • Self-Discipline
  • Decision Making
  • Analytical mindset
  • Communication
  • Attention to Detail

The average salary of a CFA charter holder in India is INR 6-10 lakhs per annum for level 2 employees. As the proficiency of work increases, the salary increases exponentially with virtually no upper limit.

Important courses to supplement the qualification-

  • Bachelors in Finance
  • Masters in Finance
  • BBA
  • MBA in Finance

Some companies that hire CFA candidates as one of the highest salary jobs for commerce students-

  • JP Morgan Chase
  • UBS
  • Bank of America Merrill Lynch
  • RBC
  • HSBC

Certified Public Accountant (CPA)

Certified Public Accountant (CPA) is administered by the American Institute of Certified Public Accountants (AICPA). This course distinguishes the candidates from other commerce stream jobs as professionals committed to protecting the interests of the public at large. The professionals can be responsible for internal and external audits and provide important attestations to inform investors about the financial health and safety of the organization. They also apply their valuable expertise and advice on taxation and financial planning.

Important Skills to be a good Chartered Public Accountant-

  • Confidence in the work produced by the professional
  • Analytical mindset
  • Ability to work with numbers
  • Understanding of financial sector
  • Keeping up with changes in the environment

The average salary of a CPA in India is INR 8-10 LPA. This is one of the highest-paying jobs in commerce in India. Since the program CPA is recognized globally, it gives candidates access to a wider forum of job opportunities.

Important courses to supplement the qualification-

  • B.Com. (Hons/Prog)
  • B.Sc. in Finance
  • MBA in Finance
  • M.Sc. in Finance

Some companies that hire CPA professionals as one of the best jobs for commerce students-

  • Deloitte
  • Genpact
  • Accenture
  • Tata Consultancy Services

Actuarial Science

This field studies and assesses financial risks in insurance banking and other financial sectors with the help of mathematical and statistical methods. It is believed that actuarial sciences with the combination of Economics Honors at the Graduation level are among the best and highest paying commerce stream jobs.

The commerce career options are widened by actuarial science because the extreme level of statistics combined with financial and economics expertise helps the professionals to provide a wide variety of services, one of which is risk management.

Important Skills to be a good Actuarial Professional-

  • Analytical Skills
  • Computer Skills
  • Problem Solving Skills
  • Technical Knowledge
  • Mathematical Brilliance
  • Business and Financial Sector Knowledge
  • Communication and Interpersonal Skills

The average salary of a qualified actuarial professional in India is INR 10-18 lakhs per annum. Some companies even hire partly qualified actuarial aspirants, and the salary tends to increase with every paper the candidate clears.

Important courses to supplement the qualification-

  • BA (Hons) Economics
  • B.Sc. in Actuarial Sciences
  • M.Sc. in Actuarial Sciences
  • M.Sc. in Financial Mathematics

Some companies that hire actuarial science professionals for high-salary jobs in the commerce stream are-

  • Milliman
  • Liberty Mutual
  • Towers Watson
  • ING
  • Aon Hewitt

Cost Accountant

A cost accountant is one of the most promising emerging career options with multiple jobs for commerce students. Professionals of cost accounting are responsible for analyzing costs relating to purchases and expenditures in a company. Especially in the manufacturing industry, there are various commerce stream jobs, but this is in great demand. Cost Accountants give valuable insight into the company’s cost analysis and help evaluate the organisation’s costs in different ways, in which the decisions suit the best.

The most popular qualification for becoming a cost accountant and attaining one of the most prestigious commerce stream jobs is Certified Management Accountant (CMA), governed by the Institute of Certified Management Accountants of India (ICMAI). However, many countries have this course. Like CA, even this has five groups and typically takes around two and a half years to complete. CMA professionals hold the most prestigious cost accountant job offerings in India.

Important Skills to be a good cost accountant-

  • Understanding and differentiating different costing methods.
  • Ability to recognize and identify appropriate costs to the company.
  • Ability to think out of the box.
  • Analytical thought process.
  • Communication and Coordination.
  • Proficiency in technical skills.

The average salary of a Cost Accountant in India is INR 7 LPA.

Important courses to become a good Cost Accountant-

  • CPA
  • ACCA
  • CA
  • B.Com. (Hons/Prog)

Some major companies that hire cost accountants as interns or jobs for commerce students after 12th or CMA-

  • Larsen and Toubro
  • Tata Consultancy Services
  • DuPont
  • Accenture
  • Infosys

Business Accountant and Taxation

The business Accountant and Taxation profession is one in which the professional is responsible for managing the complete books of accounts, preparing an organisation’s financial statements, and complying with the taxation requirements. This is one of those commerce stream jobs where the professional holds much responsibility. Records of any nature ought to be recorded and managed by a professional. Starting from recording journal entries, maintaining ledger accountants and preparing a trial balance and the various financial statement is the responsibility of the business accountant.

This is one of the highest-paid commerce jobs designed for candidates whose core areas of interest are finance, accounting and taxation. Practical application of all direct and indirect taxes along with strong excel, accounting and reporting skills are encapsulated by a business accountant and taxation professional.

Important Skills to be a good business accountant and taxation candidate-

  • Ability to work for long hours with patience.
  • In-depth knowledge and practical experience of direct and indirect taxation.
  • Excellence in MS Office, especially MS Excel.
  • Communication and reporting skills.
  • Team player.
  • Dedication and love for work.

The average salary of a business accountant and taxation professional in India is INR 4-8 LPA.

Important courses to become a good Business Accountant and Taxation-

  • B.Com. (Hons/Prog)
  • B.Sc. in Applied Accountancy
  • MBA in Accounting

Some major companies that hire Business Accountant and Taxation professionals are-

  • PwC
  • Deloitte
  • KPMG
  • EY
  • Grand Thornton

Retail Manager

Retail manager is one of the sales commerce stream jobs that involve dealing with customer queries, managing stores and sales team, maintaining statistical and financial records, overseeing inventory and pricing and motivating the team to perform necessary duties to meet the sales target.

Surveys have established that promotions, increments and benefits are generally high, with established retail chains offering the best opportunities and incomes. Retail Manager is not one of the entry-level commerce stream jobs. Usually, the freshers aspiring to be a retail manager join as a sales executive and with significant promotions, the candidate will be promoted to a store or retail manager.

Important Skills to be a good Retail Manager-

  • Communication and convincing skills.
  • Ability to work with a team and motivate the team members.
  • Leadership skills.
  • Effective customer service.
  • Decision making.
  • Multi-tasking and time management.

The average salary of a Retail Manager in India is INR 5-8 lakhs per annum. However, we can establish that a major chunk of salary depends upon the sales achieved in a particular period.

Important courses to become a good Retail Manager-

  • Bachelors in Retail Management
  • BBA
  • BMS
  • MBA

Major companies that hire Retail Managers as the highest paying commerce stream jobs-

  • Reliance Industries
  • Bharti Airtel
  • Aditya Birla Group
  • Jio
  • Amazon
  • Puma

Research Analyst

As per the name, this is one of those commerce stream jobs highly specialized in the field of the professionals’ expertise. By this, we mean that the professional can have different areas of expertise like finance, accounting, equity, investment, economics, market and customers, among many others. The professional’s duties will be to research, analyze, interpret, present and draw necessary conclusions on the information collected. They also examine the validity and accuracy of the data with the use of different mathematical, statistical and analytical software and models.

Important skills to be a good research analyst-

  • Numerical Skills
  • Analytical mindset
  • Attention to detail
  • Critical thinking
  • Presentation
  • Technical proficiency

The average salary of a research analyst in India is INR 4-6 LPA.

Important courses to become a good Research Analyst-

  • B.Sc. in Data Science
  • Bachelors in Computer Science
  • BBA
  • Bachelors in Finance

The major companies that hire research analysts for highest paying commerce stream jobs-

  • FactSet
  • JP Morgan
  • CRISIL
  • TCS
  • Goldman Sachs

Entrepreneur

The age of start-ups in India is running at a golden age. Last two decades, India has experienced the emergence of many successful start-ups that have now become a unicorn, a company with a net worth of one billion dollars. We have Swiggy, Zomato, Ola, and Uber as India’s major and most famous unicorns, among many start-ups.

This field is for the ones who aspire to be an entrepreneur. An entrepreneur undertakes the risks of the business, makes key decisions, oversees the various departments within the business, and is responsible for capital and innovation. The key factor that distinguishes an entrepreneur from other commerce stream jobs is the undertaking of the risks associated with running a business. Especially planning plays an important role in the risk the entrepreneur will be exposed to.

Related: Top 10 Free and Paid Entrepreneurship Courses  

Important skills to become a good entrepreneur-

  • Planning and Coordination
  • Risk Lover
  • Strong Decision Making
  • Innovation
  • Communication and Negotiation

The average earning of an entrepreneur in India is very difficult to ascertain as many start-ups fail to establish themselves in the market. However, we can roughly estimate that the average earning of an entrepreneur in India is INR 4-16 lakhs per annum.

Important courses to become a good Entrepreneur-

Event Manager

An event manager is a professional in charge of planning and carrying out any event successfully from the start to the end. This is one of those commerce stream jobs that focuses on time management, multi-tasking, and handling high-pressure situations and is also extremely customer service oriented. They are responsible for being creative and innovative with the minutest details in the event. An event manager must provide a satisfactory event experience within a limited budget by negotiating and contracting vendors and suppliers.

Event Managers can also be responsible for hiring personnel like DJs and waiters in the events that are appropriate for the same. They also understand the market and work on promotional and other marketing activities. This job requires enthusiasm and energetic candidates with thorough knowledge and networks in the market.

Important skills to be a good event manager-

  • Negotiations
  • Delivering with budget constraints
  • Time Management
  • Team Player
  • Networks and Connection
  • Always on-the-foot attitude
  • Multi-tasking

The average salary of an event manager in India is 4-5 lakhs per annum. However, if one decides to be an independent event manager, the income per event will be a high multiplicative of the amount mentioned.

Important courses to become a good Event Manager-

  • BBA in Event Management
  • MBA in Event Management
  • MA PR and Event Management
  • Bachelors in Journalism and Mass Communication

Some major independent event managers who hire young and enthusiastic event managers are-

  • Vandana Mohan
  • Tina Tharwani
  • Priti S Sidhwaani
  • S. K. Bhardwaj
  • Tushar Malik

Types of Analysts in Commerce Stream Jobs

Financial Analyst

A financial analyst is responsible for scrutinising an organisation’s financial records to provide valuable feedback on the company’s historical performance and the future aspects that the organization should focus upon. They also examine the ongoing performances concerning the financial aspects and try to find errors, unusual activities or shortcomings that a company should improve to benefit from the available market opportunities.

Financial analysts are also responsible for preparing forecasts of financial records and budgets and capital modelling. The financial plan can be drawn and kept in check with the expertise that a financial analyst brings to the table.

The average salary of a financial analyst in India is INR 6 lakhs per annum ranging from 4 to 10 lakhs per annum.

Budget Analyst

A budget analyst’s duties encompass reviewing an organization’s budget and preparing the necessary documents to produce a budget for the upcoming accounts period. They are also responsible for approving expenses and maintaining the hierarchy of evidence-based spending for authentic and reliable outflow of money from the organization’s funds.

Budget Analyst is one of the many commerce stream jobs that require the candidates to have the ability to work with numbers for long hours and analyse them to provide valuable feedback for decision making. They also record the actual performing financial records with the budget and try to conclude the shortcomings for a better flow of money in and out of the organization.

The average salary of a Budget Analyst in India is INR 12.5 lakhs per annum. This is a highly specialised group under the cost accounting branch of finance and deals with only standard budgeting concepts.

Management Analyst

Management is the core of any business organisation. All the major and important decisions are taken up to the top management level, and planning and execution of those plans lie in the hands of mid and ground-level management. Management Analysts, commonly known as management consultants, oversee, review and conclude the general working of the management of an organisation. The tasks they perform include the collection and analysis of data about the working of the company, starting from the process of making different kinds of decisions to implementation at the ground level. The beauty of such commerce stream jobs is that they give the professional a chance to work with all levels of management and gain valuable experience throughout their career.

The average salary of a Management Analyst in India is INR 5-6 lakhs per annum.

Sales Analyst

This is one of the many commerce stream jobs in the sales field. The duties of a sales analyst typically include compiling data, collecting records of historical performance and budgets, performing different statistical techniques to analyse the data and monitoring competitor’s activities in the market. They also conduct comprehensive market research to understand the market size that the organisation is catering to and determine the level of sales that the sales team can achieve. Understanding the customer needs and market trends are other basic duties of a sales analyst.

The average salary of a sales analyst in India is INR 7.5 lakhs per annum.

Final Thoughts

Commerce is a stream that covers many important aspects of a business. It provides a pool of opportunities. At the very beginning, it may seem easy to understand and learn the subjects in commerce, but it only takes a lot of hard work and dedication to earn heavily in the industry. With the growing level of commerce, even the competition for every vacancy is increasing.

Suppose the objective is to earn a side income along with performing commerce stream jobs and diversify the portfolio of income sources. In that case, Chegg India offers a spectacular opportunity to interest candidates.

Limitless learning. Limitless Earning

Chegg is a platform where students from all over the world enlist their doubts and questions in our platform, and we hire MNEs to answer such questions. Chegg India pays the MNEs based on every correct question answered. There are no prerequisites that the candidate has to undergo except for a small set of questions in the particular subject that the candidate chooses to undertake.

Chegg India offers great prices to answer questions, and more than the usual subjects are offered to the candidates. If you think you are good at a particular subject and want to help others, why do it for free? You can enrol in our MNE freelance team and earn a good side income.

Want to explore numerious options for your career path? Dive in to our guide on Career Options.

Frequently Asked Questions

Q.1 What jobs are available in the commerce stream?

Ans. Numerous jobs are available in the commerce stream. Some of them are-

  1. Chartered Accountant
  2. Certified Financial Analyst
  3. Human Resource Manager
  4. Sales Manager
  5. Research Analyst

Q.2 Which job is the highest salary in commerce?

Ans. Many job opportunities provide very high salaries, but it is to be noted that salaries are decided upon the combination of educational and practical knowledge along with experience in the field of expertise. However, here are a few commerce stream jobs that pay highly-

  1. Investment Banking
  2. Business Accountant and Taxation
  3. Event Manager
  4. Actuary

Q.3 What job will I get if I study commerce?

Ans. The answer to this question is based on the choices that any individual has for themselves. If a candidate likes to work with numbers, he can aspire to become an investment banker or cost accountant. A candidate with good communication skills can aspire to become a sales manager or human resource manager. Thus, there lies the choice in the hands of the candidates, while the commerce stream provides many opportunities to eligible candidates.

Q.4 Which course work is the hardest in commerce subject jobs?

Ans. By analysing various surveys, we can conclude that if a candidate chooses to pursue Economics Honors along with Actuarial Science, then that could be termed the most difficult course to study. However, it is unfair to say any coursework is easy or difficult. If an individual is dedicated to his plan and studies in a proper fashion, anyone can excel at any coursework.

Q.5 Will these commerce stream jobs ensure a safe future for me?

Ans. Most companies in India have started to be formalised, and all the employment documents are legally valid in a court of law. The insecurity of being fired is relatively less in today’s age than it was a couple of decades ago. Also, if the candidates provide valuable inputs to the company, it will be a very safe, secured and high-paying commerce stream job in India.



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